Transportation Insurance

Vehicles & Coverage We Handle

From long-haul semis to last-mile cargo vans and roadside tow trucks, we build coverage around how you run your business.

Vehicles We Cover

Tractors

A tractor, commonly known as a semi truck, is the powered unit that pulls a trailer and carries no cargo on its own — essential for interstate and regional transportation.

Box Trucks

A single-unit commercial vehicle with an enclosed cargo area attached to the chassis — used for local deliveries, moving services and business logistics.

Hotshots

Hauling smaller, time-sensitive loads using a pickup truck and trailer combination — popular for expedited, regional deliveries.

Cargo Vans

Light-duty commercial vehicles designed to transport goods within an enclosed space — flexible, fuel-efficient, easy in urban areas.

Flatbed Tow

Uses a hydraulic bed to safely load and transport vehicles completely off the ground — the safest option for luxury, damaged, or all-wheel-drive vehicles.

Wheel-Lift Tow

Raises the front or rear wheels of a vehicle for towing — commonly used for quick roadside assistance and short-distance tows.

Hook & Chain Tow

Uses chains to pull vehicles by the axle or frame — typically used only for junk or severely damaged vehicles.

Heavy-Duty & Boom Tow

Built to recover large commercial vehicles and lift vehicles from ditches or difficult locations — used for major roadside recoveries.

Coverages We Provide

Comprehensive protection built for the way you run your business.

Auto Liability

Covers bodily injury and property damage caused to others as a result of a vehicle accident. Required by law for commercial vehicles — does not pay for damage to the insured vehicle.

Motor Truck Cargo

Protects the goods being transported in the event of damage, theft, or loss — including on-hook coverage for vehicles being towed.

Physical Damage

Covers repair or replacement of the insured vehicle if damaged in an accident, fire, theft, or vandalism — typically collision and comprehensive.

General Liability

Covers bodily injury and property damage that occur off the road, such as at a job site or loading dock — does not apply to vehicle accidents.

Trailer Interchange

Covers damage to a trailer owned by another party but in your care, custody, or control — common when hauling non-owned trailers under interchange agreements.

Garage Keepers Legal Liability

Covers damage to customer vehicles while parked, stored, or waiting at your lot — applies to fire, theft, vandalism, or collision.

Workers' Compensation

Covers medical expenses and lost wages for employees injured on the job — requirements vary by state and employment structure.

Run a Truck? Let's Get You Covered.

Tell us about your operation and we'll put together tailored coverage options.

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